That traffic is totally unnecessary, completely man-made and with a little reflection, can be eliminated.
1. Those trips abroad, the ones that stressed us so much, diminished our savings and whittled down our national reserves, they too can be avoided. Try travelstart.com.ng for some local surprises.
2. Your doctor’s office is not a theme park, it is a place diseases go to die. And you don’t have to go there for every consultation, you can always start with telemedicine, try tremendoc.com before risking that journey
3. Wait. Wait, You can actually start and end all your banking affair on your phone. You can open an account, have a card delivered to you, move your money, start spending, invest instantly and even borrow with https://sterling.ng/onebank/ – more convenient, way cooler than your bank. Who knows, this might be the one!
4. Saving for one year to buy household appliances (apologies for Fela) is old school, and with inflation above 10%, not smart economics. Interest free asset finance is the magic you need. You can also pay N10k (a month) for a smart phone and start tweeting same day, just go to https://altmall.ng/
5. Ok. Now you have had time to dig through your pile of receipts to understand here all your money went but you really don’t need those spread sheets and calculators to make sense of household expenses. Payment has never been as simple as GoMoney- https://gomoney.global/. You get instant financial clarity, and if you don’t want dirty cash post CoVid-19, it comes with contactless payment.
6. Whatever you do, learn to make money in a lockdown (it could come back again). Trust me, the secret to wealth is not working till you drop, it is setting up your own toll gate, making money while you lounge. If you have something set aside, let it sweat. In five minutes, your money can start growing on https://doubble.ng/
7. Or if you want a different flavor, start by investing in treasury bills, it is backed by the full faith of the federal government of Nigeria. You can even invest and earn in dollars, all that idle cash in your domiciliary account should work for you, not just sit there and watch you work. I-investing.com can help.
8. And yes, getting an annuity income is possible even if you don’t yet have savings. Imagine if you could do something for five minutes, in the comfort of your home, and receive an income for it, every month, for five years. That’s the power of Sterling 3PA. You may ignore everything else I have said but make sure you get paid at sterling.ng/GetPaid/
9. A smart small business need not pay rent just yet, the limited resources you have should always go to building your products, growing your customer base, lifting your brand and training the workforce to deliver it. And so you should lean on https://businesshub.sterling.ng/#/ & other co-working spaces
10. But if you are an artist, a philosopher, a cool guy or just someone looking for a place to cool off, or get some work done while you sip a coffee, do some banking & generally enjoy some sunshine, visit cafeoneng.com and thank me later
11. You are an emerging business (things are looking good ) and you want to manage all your money without frequent visits to banking halls, there’s something for you here sterling.ng/sterlingpro
12. However if you are just getting started and you have to take the bus in Lagos, you should consider social distancing from bus conductors and their pile of untraceable cash. Get on with https://farepay.ng/
13. And when you really need a loan, and you can’t wait for two weeks, or you are missing a copy of your grandmas birth certificate, hop on to myspecta.com for the five minute magic.
14. And of course, I was always going to talk about education. There is an easier way than traveling to Ukraine or Manitoba for an MBA, one of the best business schools in the world is right here at https://lbs.edu.ng/
15. Or you can try Nexford University for quality university education while you work, without the horrors of visa application or debt you can do without. If you have spare dollars, you are better off putting it in https://linktr.ee/onebankng
16. You may also have concluded that not everyone can run but no matter the state you are in, you can always stretch crediblemind.com
17. And giving ( https://giving.ng/ ) is as good as we can get to Nirvana. The joy of community that we experienced during this adversity need not be shelved, let’s build on it and raise funding for our favorite causes.
18. Your bank can be much more than just a place to keep spare change or buy airtime, it should help you succeed. You should try https://sterling.ng/ Start today and be part of something really big.
You can follow our passion to change Nigeria, one company at a time, @sterling_bankng or read about the heart of sterling @ sterling.ng/business/heart/
N.B: Abubkar Suleiman, MD/CEO Sterling Bank contributed this piece from Lagos
