Customer Drags Access Bank To Court Over Alleged Inappropriate Deductions, Demand N100m Damages

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By Abiola Olawale

A legal practitioner, Junaid Sanusi, who claims to be a customer of Access Bank Plc, has initiated legal action against the bank over alleged inappropriate deductions.

Sanusi, in the lawsuit filed before the Federal High Court, Oyo state, argued that Access Bank allegedly deducted his money unlawfully and indeed, inappropriately.

He said that while going through his account, he discovered that the bank was deducting more than N50 as an electronic levy stipulated by the Finance Act, 2019.

Addressing the court during proceeding on Monday, Sanusi said:: “What is provided in the Finance Act is that banks should deduct N50 one-off for transactions above N10,000.

“I noticed that the bank deducts N100, N250 and so on from my account as FGN electronic levy.

“The court needs to determine whether or not it is lawful for the defendant to make unauthorised deductions from my account in favour of FGN or another third party than the one allowed under the CBN guidelines and Finance Act for bank charges.”

Sanusi further informed the court that he relied on his filed affidavit, nine exhibits and a written address in support of his originating summons.

Sanusi also urged the court to grant all his prayers. He asked it to restrain Access Bank from making further deductions on his account and reverse the monies deducted unlawfully from his account on March 27, 2020.

”This should be until judgment is delivered in the suit.

“Court should also order the bank to pay N100 million to me as exemplary damages for wrongful deductions it made in favour of FGN without my authorisation,” Sanusi said.

Meanwhile, the presiding judge, Justice Uche Agomog adjourned the case until November 12 for judgment.

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